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At a dealership the finance manager may try to beat the interest rate of your preapproved loan.
If the interest rate is lower, and all other terms are the same, take the loan.
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Back to top, what to know before you apply for an auto loan.But now, if youve been making consistent, on-time payments, your credit has probably improved and you may qualify for a lower interest rate.6-Pack, no longer available for purchase.Now it is time to have a complete revamp.
Others wont lend money to buy cars from private sellers.
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You may have bought too much car, or overestimated your ability to pay off your current auto loan.
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But when youre preapproved, you become a cash buyer.
By refinancing, you can extend the length of the loan, which will lower your payments.
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